Bookkeepers Austin names what we will not sign Bookkeeping services Austin
We at Steven Palmieri, a Tax CFO, close the books and prepare the statements, and an assurance report stays unsigned here.
Up to a clear edge
The job people mean when they want the numbers current has an edge, and this page draws it. We close the month. We prepare statements that carry no assurance report. A return can be prepared from those months when you ask for it. An audit, a review, a compilation, and any report that claims the numbers were examined stay off our signature. That edge is where this practice stops on purpose.
People say bookkeeper when they mean the person who will keep the file moving and still refuse the signature that belongs somewhere else. That refusal is part of the service. It is how you know the page is being straight with you.
If a bank wants a signed report, the first call is where we say so. A closed month stays a closed month. The signature can be sought from a firm that is allowed to give it.
The statements, without the costume
A profit and loss and a balance sheet are useful when the month tied. We will put them in your hands. They will not wear a cover letter that implies assurance. You can hand them to a lender and say what they are. Saying plainly what they are helps you more than a longer report would.
The other work owners usually mean sits on the links below. The close, the dates, the login, and the person who publishes the page.
What a lender usually asks for
A lender, a buyer, or a landlord often asks for the last year and the current year to date. They want the profit and loss, the balance sheet, and sometimes the bank statements behind them. That request is reasonable. What is not reasonable is a cover that implies someone examined the numbers and will stand behind them in court. We will not put that cover on. The numbers can still be clean.
Clean, here, means the months tied. The bank matches. Personal deposits are not sitting in sales. The loan balances match the statements. Draws are draws. If any of that is still open, the statements wait. Sending a pretty export of an open year helps nobody, and it can lock you into a story you later have to unwind.
Assurance has three shapes people mix up. An audit is the deepest look. A review is narrower. A compilation is the lightest, and it still belongs to a firm allowed to sign it. We do none of the three. If your bank named one of them, bring the sentence they used and we will tell you on the first call that the signature has to come from somewhere else. The preparation of the books can stay here so that firm has something true to read.
The authority to sign an assurance report lives with a firm that holds it. We do not claim that signature, and we do not borrow a public building to make the refusal sound larger. The line we will not cross is written on this page in ordinary words.
What we will hand you is plainer and, for most owners, more useful week to week. A closed month. Statements that say they carry no assurance. A return prepared from those months when you want it. Payday mapped onto a provider you keep running yourself. A login that cannot send. If a page on this site promised more than that, the page is wrong and you should call.
Owners sometimes arrive after another shop produced numbers nobody could explain. We do not badmouth the last person. We start at the oldest month that does not tie, and we say what we find. If the file can be saved, we save it. If a year has to be rebuilt, you hear the size of that job before we begin. Surprise is not a style we use.
The decision at the end of this page is the same as the decision on the first page. If you want the month closed and the line drawn in daylight, the calendar is open. If you need a signed report, we would rather tell you now than after you have paid for the wrong thing.
A statement with no assurance is still a statement you can use to run the week. It tells you what the closed months say. It does not tell a stranger that we examined them. Keeping those two ideas apart is the whole point of this page, and it is the sentence we will repeat on the call if a lender's email blurred them. Statements that wait for a closed month make a slower spring and a cleaner one.
The report a lender asked for
If a lender named a signed report, bring their sentence. The books can still be prepared here.